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State of North Dakota


Too many Floridians returning home from Hurricane Frances are about to discover there's something worse than losing their home -- not enough insurance coverage to replace it. It's a discovery, unfortunately, that's all too common. After Southern California's 2003 fire...


Many Floridians whose homes were destroyed or damaged by Hurricane Charley are learning the hard way about the first rule of filing insurance claims: Keeping good records. Armed with a good inventory of your personal belongings -- either on paper, video or tape, and backed...


Firestorms have ravaged various parts of the country. Some of the most widely publicized and destructive fires have charred California. But now, in the aftermath, fire victims are storming Sacramento looking for insurance reform. Hundreds of people who have lost their homes...


What if your heating oil tank leaked and the contamination had to be cleaned up? What if a contractor spilled tar by accident, requiring a cleanup? What if you own a small dry cleaner, and your machinery leaks dangerous dry-cleaning fluid into the ground? Who would...


As a homeowner bracing to pay an average of 8 percent more for homeowners insurance next year, you might be looking for ways to reduce your premium. But it's also important to make sure you understand what's covered and what's not -- whether it's your computer, dog bite...


Snowstorm Comes With Slippery Insurance Coverage Issues If you uncover snow-related damage to your home as you are digging out from the Blizzard of '03 keep in mind the insurance industry's approach to paying water-related damages. Snow, after all, is but frozen water and...



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