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With mortgage rates hitting new lows in September, there's no shortage of people seeking to refinance. But beginning in February, the cost to refinance will increase for many homeowners.
During the past few years we have seen generally rising home values and lots of...
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It can't be true. Is another wave of refinance activity soon to be upon us? Surely everyone that owns a home has a nice low rate by now. After all, mortgage rates started falling in early 2001. Even the procrastinators should have refinanced by now.
Well folks, you'd be...
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The American title insurance industry is successfully blocking the widespread adoption of a new, competing product--a form of title-risk coverage that cuts title costs to the consumer by about half in a typical mortgage refinancing.
Meanwhile, the two biggest players in...
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Just about every homeowner knows that 2001 was the year of the Great Refi Boom, when millions of Americans took advantage of low interest rates to cut their monthly loan payments and pull out thousands of dollars of tax-free cash.
But guess what? The Internal Revenue...
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A friend of mine from the East Coast called the other day regarding a possible mortgage for a new home she was building. She had recently re-entered the workforce as a professor since getting her doctorate and wanted to qualify for a mortgage on her own, without any assistance...
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Well folks, I believe the 2nd re-fi boom of 2001 is now upon us. For homeowners who thought President Bush's tax refund checks were a nice surprise, you may be a candidate to save a lot more than a few hundred dollars. Interest rates have dropped to levels not seen in quite a...
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