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Calhoun County, IL


If you are moving into an apartment you may want to consider investing in insurance. Along with the first month's rent, chances are you will be asked to pay a security deposit. This is a type of insurance for your landlord. The landlord can use this deposit to pay for any...


First time Mom and Pop landlords commonly overlook the importance of changing insurance policies before renting their homes to tenants. What protected you as a homeowner will not protect you as a landlord. Failing to change your insurance could result in costly damages. ...


The 1998 storm season is over, but wet weather no doubt will return in the months to come. Flooding is the nation's most common natural disaster, surpassing the frequency of both earthquake and fire. Homeowners who reside in a flood plain usually are aware of the danger and...


You and your landlord share a common goal: You both want to ensure the protection of your interests. Obtaining a security deposit from you -- usually ranging from $100 to a full month's rent, and averaging $250 -- is how your landlord obtains a degree of insurance from you....


Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it. Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal...


A standard homeowners insurance policy includes four essential types of coverage. They include: 1. Coverage for the structure of your home. 2. Coverage for your personal belongings. 3. Liability protection. 4. Additional living expenses in the event you are...



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